List all sources of income, including salary, freelance work, and any passive income. This gives you a clear starting point for your budget.
Track Your Expenses
Record all your expenses for at least a month. Categorize them into fixed (rent, utilities) and variable (food, entertainment) to see where your money goes.
Set Savings Goals
Determine how much you want to save each month. Set specific, achievable goals, like saving for an emergency fund or a vacation, to stay motivated.
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