First, understand your current credit situation. Use a free service to check your credit score. Knowing your score can help you determine which loans you're likely to qualify for.
Research Lenders
Look for lenders that specialize in bad credit loans. Compare interest rates, loan terms, and eligibility requirements. Remember, avoid lenders who claim to offer 'guaranteed approval' or ask for upfront fees.
Apply for the Loan
Once you've chosen a lender, prepare your application. You'll likely need proof of income, personal identification, and a bank account number. Carefully fill out the application, review it, and submit.
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