List all your debts, including amounts, interest rates, and due dates. This will give you a clear picture of your financial situation.
Create a Budget
Develop a monthly budget that outlines your income and expenses. Identify areas to cut back and allocate more funds towards debt repayment.
Explore Settlement Options
Research various debt settlement options, such as negotiating with creditors or working with a settlement company. Choose the best fit for your needs.
Community Support & Resources
Join a community of individuals on similar journeys. Access valuable resources, tips, and peer support to help you stay motivated and informed as you work towards financial freedom.
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