Identify what you want to achieve financially, like saving for a vacation or paying off debt. Write down your short-term and long-term goals.
Track Your Income
List all sources of income, including salary, side jobs, and passive income. This will help you understand how much money you have to work with each month.
Create a Spending Plan
Allocate your income to different categories like essentials, savings, and discretionary spending. Adjust as needed to ensure you stay within your budget.
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