List all your debts, including amounts, interest rates, and due dates. This will give you a clear picture of your financial situation.
Create a Budget
Develop a monthly budget that outlines your income and expenses. Prioritize essential expenses and identify areas where you can cut back to allocate more towards debt repayment.
Explore Solutions
Research various debt relief options such as consolidation, negotiation, or bankruptcy. Evaluate which method aligns best with your financial goals and situation.
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